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About Us
ChapterTwo is a financial services company who specialise in creating debt solutions for our clients. We ensure that you transition from debt to financial security – with no black marks on your credit history. If you have over $10,000 of credit card debt, please get in touch with us today.
![c2 favicon c2 favicon](https://chaptertwo.com.au/wp-content/uploads/2021/02/c2-favicon-50x50.png)
About Us
ChapterTwo is a financial services company who specialise in creating debt solutions for our clients. We ensure that you transition from debt to financial security – with no black marks on your credit history. If you have over $10,000 of credit card debt, please get in touch with us today.
About ChapterTwo
Founded in 2015, ChapterTwo was started to offer Australians alternatives to bankruptcy and debt agreements. In 2020, 60% of ChapterTwo was acquired by Credit Intelligence (ASX Ci1) to expand ChapterTwo’s reach in order to help even more Australians navigate their way out of debt.
![credit intelligence_logo-1 credit intelligence_logo-1](https://chaptertwo.com.au/wp-content/uploads/2021/08/credit-intelligence_logo-1-1024x371-250x90.png)
![Chapter_Two_Master_Logo_2Col Chapter_Two_Master_Logo_2Col](https://chaptertwo.com.au/wp-content/uploads/2021/02/Chapter_Two_Master_Logo_2Col-1024x208-250x50.png)
About ChapterTwo
Founded in 2015, ChapterTwo was started to offer Australians alternatives to bankruptcy and debt agreements. In 2020, 60% of ChapterTwo was acquired by Credit Intelligence (ASX Ci1) to further expand ChapterTwo’s reach in order to help even more Australians navigate their way out of debt.
![credit intelligence_logo-1 credit intelligence_logo-1](https://chaptertwo.com.au/wp-content/uploads/2021/08/credit-intelligence_logo-1-1024x371-250x90.png)
![Chapter_Two_Master_Logo_2Col Chapter_Two_Master_Logo_2Col](https://chaptertwo.com.au/wp-content/uploads/2021/02/Chapter_Two_Master_Logo_2Col-1024x208-250x50.png)
![c2 favicon c2 favicon](https://chaptertwo.com.au/wp-content/uploads/2021/02/c2-favicon-50x50.png)
What makes ChapterTwo different to all the other debt companies out there?
ChapterTwo prides itself on their ability to provide different debt solutions to their clients. Our main focus is preventing our clients from bankruptcy, which includes not placing their clients into debt agreements or bankruptcy. We aim to strengthen your credit score, rather than preventing people to take out any future credit.
![No Debt Agreements Debt Agreements, or Part IX Agreements, are legally binding contracts which are an act of bankruptcy. You should never accept bankruptcy as an option. We cater for all types and sizes of debt. We learn about your financial situation, freeze your interest and repayments, then formulate a plan to eliminate your debt – often reducing debts by up to 80%](https://chaptertwo.com.au/wp-content/uploads/2021/02/checked-5-20x20.png)
No Debt Agreements
![We protect your credit rating Because the debt is settled on mutually beneficial terms, we ensure there’s no defaults on your file.](https://chaptertwo.com.au/wp-content/uploads/2021/02/checked-5-20x20.png)
We protect your credit rating
Debt Negotiation Refinance
Best Mortgage Rates
What we do
How we do it
Why we are different
Our mortgage solutions
Financial Planning
![c2 favicon c2 favicon](https://chaptertwo.com.au/wp-content/uploads/2021/02/c2-favicon-50x50.png)
What makes ChapterTwo different to all the other debt companies out there?
ChapterTwo prides itself on their ability to provide different debt solutions to their clients. Our main focus is preventing our clients from bankruptcy, which includes not placing their clients into debt agreements or bankruptcy. We aim to strengthen your credit score, rather than preventing people to take out any future credit.
![No Debt Agreements Debt Agreements, or Part IX Agreements, are legally binding contracts which are an act of bankruptcy. You should never accept bankruptcy as an option. We cater for all types and sizes of debt. We learn about your financial situation, freeze your interest and repayments, then formulate a plan to eliminate your debt – often reducing debts by up to 80%](https://chaptertwo.com.au/wp-content/uploads/2021/02/checked-5-20x20.png)
No Debt Agreements
![We protect your credit rating Because the debt is settled on mutually beneficial terms, we ensure there’s no defaults on your file.](https://chaptertwo.com.au/wp-content/uploads/2021/02/checked-5-20x20.png)
We protect your credit rating
Debt Negotiation Refinance
Best Mortgage Rates
What we do
How we do it
Why we are different
Our mortgage solutions
Financial Planning
![c2 favicon c2 favicon](https://chaptertwo.com.au/wp-content/uploads/2021/02/c2-favicon-50x50.png)
Download our app & watch your balance decrease without interest compounding
This app is the first of its kind in Australia. See your debts in one place without having to login to numerous internet banking sites!
Just one regular payment!
View your live credit score
Stop the calls
We protect your credit rating
No Debt Agreements
Freeze interest & repayments
Reduce debts by up to 80%
Full Support
![c2 favicon c2 favicon](https://chaptertwo.com.au/wp-content/uploads/2021/02/c2-favicon-50x50.png)
Download our app & watch your balance decrease without interest compounding
This app is the first of its kind in Australia. See your debts in one place without having to login to numerous internet banking sites!
Just one regular payment!
View your live credit score
Stop the calls
We protect your credit rating
No Debt Agreements
Freeze interest & repayments
Reduce debts by up to 80%
Full Support
Visit ChapterTwo on Google to leave your own..