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What is a Debt Negotiation Refinance?

We settle your unsecured debts at a significantly reduced
amount – by offering an upfront payment to your creditors by refinancing your existing mortgage.

Firstly we seek pre-approval of your refinance from one of our 30 lenders

Pre-Approval

Firstly we seek pre-approval of your refinance from one of our 30 lenders
Then we negotiate reduced settlements with your credit providers

Negotiation

Then we negotiate reduced settlements with your credit providers
Finally we settle your debts by refinancing your mortgage

Settle & Refinance

Finally we settle your debts by refinancing your mortgage

What is a Debt Negotiation Refinance?

We settle your unsecured debts at a significantly reduced
amount – by offering an upfront payment to your creditors by refinancing your existing mortgage

Firstly we seek pre-approval of your refinance from one of our 30 lenders

Pre-Approval

Firstly we seek pre-approval of your refinance from one of our 30 lenders
Then we negotiate reduced settlements with your credit providers

Negotiation

Then we negotiate reduced settlements with your credit providers
Finally we settle your debts by refinancing your mortgage

Settle & Refinance

Finally we settle your debts by refinancing your mortgage

Case Study

Name – Chris & Claudia

Debt – $235,154.09 

Solution – Debt Negotiation Refinance


Overview

Claudia and her partner Chris engaged us to assist them with their financial situation because their current debt levels were crippling them and they were both considering bankruptcy.

Luckily, we had a better solution whereby we could solve their debt troubles without filing for bankruptcy.The total monthly outgoings of all this high interest debt coupled with their mortgage repayments was $6,492. This wasn’t sustainable and a Debt Negotiation Refinance was the only way to financial freedom.


ChapterTwo didn’t need to enter their debts into hardship because up until that point they had been managing their repayments. We went straight to settlement and the figures are outlined below:

Molbile


How did we help?

We negotiated a settlement with creditors of 43c in the dollar

We negotiated a settlement with creditors of 43c in the dollar

This equated to a saving of $132,485

This equated to a saving of $132,485

Claudia and Chris’s outgoings were $6,492 p/m. We have reduced that amount to just $2,834 p/m

Claudia and Chris’s outgoings were $6,492 p/m. We have reduced that amount to just $2,834 p/m

We have given Claudia and Chris a new lease on life. They were able to keep the family home and avoid bankruptcy

We have given Claudia and Chris a new lease on life. They were able to keep the family home and avoid bankruptcy

Case Study

Name – Chris & Claudia

Debt – $235,154.09 

Solution – Debt Negotiation Refinance


Overview

Claudia and her partner Chris engaged us to assist them with their financial situation because their current debt levels were crippling them and they were both considering bankruptcy.


Thankfully, we had a better solution whereby we could solve their debt troubles without filing for bankruptcy.The total monthly outgoings of all this high interest debt coupled with their mortgage repayments was $6,492. This wasn’t sustainable and a Debt Negotiation Refinance was the only way to financial freedom.

 

ChapterTwo didn’t need to enter their debts into hardship because up until that point they had been managing their repayments. We went straight to settlement and the figures are outlined below:

Molbile


How did we help?

We negotiated a settlement with creditors of 43c in the dollar

We negotiated a settlement with creditors of 43c in the dollar

This equated to a saving of $132,485

This equated to a saving of $132,485

Claudia and Chris’s outgoings were $6,492 p/m. We have reduced that amount to just $2,834 p/m

Claudia and Chris’s outgoings were $6,492 p/m. We have reduced that amount to just $2,834 p/m

We have given Claudia and Chris a new lease on life. They were able to keep the family home and avoid bankruptcy

We have given Claudia and Chris a new lease on life. They were able to keep the family home and avoid bankruptcy

Our Lenders

Our Lenders

Westpac
Macquarie Bank
ThinkTank
EZY
res
MKM
St-George
CITIbank
bluestone
Nab
heartland
home
INGDIRECT
latitude
Resimac
ali
La Trobe
AMF
bankwest
Alelaide-bank
Pepper
first
AMP
AMF 2
CommonwealthBank
Libery Financial 1
BOS
suncorp
homeside
all-state
BOQ
ANZ
ME
heritage
rams

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