Got a mortgage? Consolidate your debts into a single payment
Free yourself from debt with ChapterTwo. Our experienced team can get you back on track today by negotiating a reduction on your debts using equity in your property.
Got a mortgage? Consolidate your debts into a single payment
Free yourself from debt with ChapterTwo. Our experienced team can get you back on track today by negotiating a reduction on your debts using equity in your property.
What is a Debt Negotiation Refinance?
We settle your unsecured debts at a significantly reduced
amount – by offering an upfront payment to your creditors by refinancing your existing mortgage.

Pre-Approval

Negotiation

Settle & Refinance
What is a Debt Negotiation Refinance?
We settle your unsecured debts at a significantly reduced
amount – by offering an upfront payment to your creditors by refinancing your existing mortgage

Pre-Approval

Negotiation

Settle & Refinance
Case Study
Name – Chris & Claudia
Debt – $235,154.09
Solution – Debt Negotiation Refinance
Overview
Claudia and her partner Chris engaged us to assist them with their financial situation because their current debt levels were crippling them and they were both considering bankruptcy.
Luckily, we had a better solution whereby we could solve their debt troubles without filing for bankruptcy.The total monthly outgoings of all this high interest debt coupled with their mortgage repayments was $6,492. This wasn’t sustainable and a Debt Negotiation Refinance was the only way to financial freedom.
ChapterTwo didn’t need to enter their debts into hardship because up until that point they had been managing their repayments. We went straight to settlement and the figures are outlined below:

How did we help?

We negotiated a settlement with creditors of 43c in the dollar

This equated to a saving of $132,485

Claudia and Chris’s outgoings were $6,492 p/m. We have reduced that amount to just $2,834 p/m

We have given Claudia and Chris a new lease on life. They were able to keep the family home and avoid bankruptcy
Case Study
Name – Chris & Claudia
Debt – $235,154.09
Solution – Debt Negotiation Refinance
Overview
Claudia and her partner Chris engaged us to assist them with their financial situation because their current debt levels were crippling them and they were both considering bankruptcy.
Thankfully, we had a better solution whereby we could solve their debt troubles without filing for bankruptcy.The total monthly outgoings of all this high interest debt coupled with their mortgage repayments was $6,492. This wasn’t sustainable and a Debt Negotiation Refinance was the only way to financial freedom.
ChapterTwo didn’t need to enter their debts into hardship because up until that point they had been managing their repayments. We went straight to settlement and the figures are outlined below:

How did we help?

We negotiated a settlement with creditors of 43c in the dollar

This equated to a saving of $132,485

Claudia and Chris’s outgoings were $6,492 p/m. We have reduced that amount to just $2,834 p/m

We have given Claudia and Chris a new lease on life. They were able to keep the family home and avoid bankruptcy
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We help our clients, every step of the way
We help our clients, every step of the way











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