We can freeze your interest!
Vary your loan terms
Settle for less!
We can freeze your interest!
Vary your loan terms
Settle for less!
What is an Informal Debt Arrangement?
An Informal Debt Arrangement is not a formal agreement recognised by legislation. It is an agreement between you and your creditor.
It allows you to resolve your debt issues without suffering the harsh consequences of Part 9 Debt Agreement or Bankruptcy and does not impact your credit file. Once you enter into an Informal Debt Agreement, your creditors cease recovery actions and those harassing collection calls cease.
The great thing about an informal debt arrangement is that you will not be listed on the National Personal Insolvency Register for life and there are no restrictions on your income, travel, homeowner status, employment licenses and being a director of a company.
How we help

Freeze your interest
Unfortunately, with the increasing debt levels, most people struggle to continue to meet their debt obligations, leaving them trapped in the debt cycle. However, with interest frozen, you can focus on repaying the principal debt back.

Vary your loan terms

Settle for less!
Usually creditors acknowledge that their chance of recovering 100% of the debt may not be possible, if your circumstances show that it is impossible to repay all of the debt. In these situations, creditors would rather recover some of their money than none at all, which may be the case if you declared bankruptcy.
Therefore, they may be willing to accept a reduced lump sum to close your debt. You can choose this option if you have come into some money, or have accumulated some savings you can use. An informal arrangement is a much cheaper and commercially viable option for creditors, than pursuing a debtor through legal actions.
What is an Informal Debt Arrangement?
An Informal Debt Arrangement is not a formal agreement recognised by legislation. It is an agreement between you and your creditor.
It allows you to resolve your debt issues without suffering the harsh consequences of Part 9 Debt Agreement or Bankruptcy and does not impact your credit file. Once you enter into an Informal Debt Agreement, your creditors cease recovery actions and those harassing collection calls cease.
The great thing about an informal debt arrangement is that you will not be listed on the National Personal Insolvency Register for life and there are no restrictions on your income, travel, homeowner status, employment licenses and being a director of a company.
How we help

Freeze your interest
Unfortunately, with the increasing debt levels, most people struggle to continue to meet their debt obligations, leaving them trapped in the debt cycle. However, with interest frozen, you can focus on repaying the principal debt back.

Vary your loan terms

Settle for less!
Usually creditors acknowledge that their chance of recovering 100% of the debt may not be possible, if your circumstances show that it is impossible to repay all of the debt. In these situations, creditors would rather recover some of their money than none at all, which may be the case if you declared bankruptcy.
Therefore, they may be willing to accept a reduced lump sum to close your debt. You can choose this option if you have come into some money, or have accumulated some savings you can use. An informal arrangement is a much cheaper and commercially viable option for creditors, than pursuing a debtor through legal actions.

We listen and learn

Create room to breathe

We settle your debt

Long term payment

We listen and learn

Create room to breathe

We settle your debt

Long term payment

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